Yes, I certainly do disagree. People are free to assess the risks, the problem is that should they get sick, they will almost certainly get others sick, including those who made a different risk assessment, and become a burden on the healthcare system. It has never been about the individual and individual choices. For believers, it has always been, or should have been, about doing what is best for society as a whole based on what the Bible teaches.
But whether one views it that way or not doesn’t matter. If people feel they must stay home from church in order to not risk catching COVID, especially those more vulnerable, then something is wrong; it is showing favouritism to those who are “healthy” and putting one’s own interests ahead of others’ interests.
There is a problem when Christians put the emphasis on gathering together but then conduct services in a manner that necessarily excludes people, even if live streaming is available (which is a good thing to have).