Ya,you are in debt for years and years and years after you get out.
http://www.reuters.com/article/2014/10/06/us-column-weston-enrollment-idUSKCN0HV1AE20141006
http://www.reuters.com/article/2014/10/06/us-column-weston-enrollment-idUSKCN0HV1AE20141006