Your not too old Chopper.
I do not hold to the idea of there being more than one type of believer in Christ. I believe the "elect" are called that for the express reason of encouraging them that God loves us so much and we are not an after thought of His plan.
It is also to signify He chose us first - not the other way around. This is vital for deep rooted faith. It means that I did not have to clean myself up before God chose me, He brought me out of the mire - and still has the power to do so today.
This never negates the fact that He does not make us believe, but wants us to enough to give us every reason to believe. If a person does not believe in Christ as their Savior, or chooses to stop believing He saved them from slavery and return to it, then it is not Him denying us - it's us denying Him.
The fact remains, we cannot continue in sin once we have come to believe in Him. For if we do, then we are denying the precious blood He shed for us in order that we might be free.
1 John 2
1 My little children, I am writing these things to you so that you may not sin. But if anyone does sin, we have an advocate with the Father, Jesus Christ the righteous.
2 He is the propitiation for our sins, and not for ours only but also for the sins of the whole world.
3 And by this we know that we have come to know him, if we keep his commandments.
4 Whoever says "I know him" but does not keep his commandments is a liar, and the truth is not in him,
5 but whoever keeps his word, in him truly the love of God is perfected. By this we may know that we are in him:
6 whoever says he abides in him ought to walk in the same way in which he walked.