I've pretty much addressed all this already, and see no reason why I should repeat myself.
Meanwhile, you haven't explained yet why someone who believes in God, and loves Him, and on that account lives a reasonably decent short of life, should be punished (or at least denied heaven, which amounts to the same thing). How is that consistent with God's goodness, justice, and mercy?
You are not really thinking critically enough about these things, which isn't surprising given what you mostly read. This argument is begging the question regarding who God is, what "reasonably decent" means, and what "goodness, justice, and mercy" all mean. You also don't understand the utter sinfulness of sin, not that I blame you since most who profess to be followers of Christ don't either.
The Bible is clear that one must believe in God and Jesus as revealed in the Bible and in the atoning work of Christ as revealed in the Bible, believing that salvation is by grace alone, through faith alone, in Christ alone. People who reject Christ and his atoning work, though outwardly they we may call them "good people," are living in active rebellion against God.
Is it just for people who break the law in this life to suffer no consequences? If judges were merely good and merciful, letting people go free, what would be the point of having laws in the first place? Where would the justice be? Similarly, is it just that God let people into heaven who have lived in active rebellion against him, rejecting the means
he provided for their salvation? Should God do it just because he is good and merciful, thereby undermining his justice? Justice demands that they remain separated from God after this life. Do you even recognize the cost of sin, that God had to send his only Son to die for it, that that was the
only way? The price that was paid to provide salvation for those who believe is literally infinite.
I highly recommend you read
The Cross of Christ, by John Stott, to start.
Hmmm. I am certainly not obsessive about reading theology. My field is rather wider than that. I did maths, physics, chemistry and biology at school, which has proven to be a good grounding in the basics. These days, I read sociology, psychology, environmental science, economics, politics and philosophy (particularly political philosophy, ethics, and the philosophy of religion), and a little theology when I come across an appealing title. For me, it's all about God's World, and therefore, by implication, about God.
So, very little that is actually relevant to determining what "is" and what "isn't" true in the Bible. Do you understand hermeneutics and how they apply to the different genres of Scripture? Your approach is entirely subjective. Do you believe truth and morality are subjective?