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Joint account

Classik

Classik

Member
Joint account (between a husband and the wife)

Why are most Christians repulsive to this joint account thing?

Lack of trust? Anxiety? Secrecy? Cheat!?
 
I did that with my ex and in the end I was the loser. It may sound good but I believe that each person should have a separate account. Husband and wife should be aware of the separate account.

I know that as Christians we should trust each other but things happen sometimes. For those who feel confident and trustworthy they can doi.

I have no intention of ever having a joint account again. Once bitten twice shy.
 
That is a fair alternative though.

But I think they are still the same...and only if A knows the amount of money B has, and also B knows the amount of money A has.

At the end A or B says: I'm broke. I need this or that amount from you.
 
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every married couple i know has joint accounts.

Because of working out of town, we have 2 checking accounts one we call his one we call mine they are both really joint accounts. the savings are also joint..
 
When we are married we become as one body in the eyes of God. A women walks beside her husband and not behind him and visa versa. Everything needs to be opened and honest for trust to exist. My husband and I have a joint account with me being the one who takes care of the household (cooking, cleaning, laundry as such) including paying the bills while my husband provides for the financial needs of the household. I do supplement the finances with my disability check, but even if I was able to go to work again I would still do the things in the house I do as it is Biblical, but do not exactly remember where the scripture is for this. Everything I have is his and everything he has is mine because we are one in each other.
 
for_his_glory said:
When we are married we become as one body in the eyes of God. A women walks beside her husband and not behind him and visa versa. Everything needs to be opened and honest for trust to exist. My husband and I have a joint account with me being the one who takes care of the household (cooking, cleaning, laundry as such) including paying the bills while my husband provides for the financial needs of the household. I do supplement the finances with my disability check, but even if I was able to go to work again I would still do the things in the house I do as it is Biblical, but do not exactly remember where the scripture is for this. Everything I have is his and everything he has is mine because we are one in each other.
Click to expand...

A very interesting post. A friend and a church member told us:


A friend's testimony:

My wife handles all our money. I make the money. She also contributes. But I leave all the money to her for she handles it better - and being a perfect planner. We don't quarrel about money...
 
I think one of the reasons people are scared of this joint account thing (sorry, if 'scared' is derogatory) is lack of trust. There's always suspicion. :sad


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Also some grew up with a life of secercy. It may affect the marriage, somehow. I think a marriage should be all about 100% openness.
 
Even if A lavishes money you can still limit the amount A withdraws to whatever amount you want.

If this doesn't work..you may try whatever alternative that works for you. (but I love the joint account thing)
 
First, I'm not aware that "most" Christians feel this way. Is it really a Christian thing?<O:p</O:p
<O:p</O:p
I am currently married to my second wife. In my first marriage we shared a single bank account. She was less disciplined than me with our finances. I don't recall having any real issues with that, although for the most part I did most of the money managing in our home. I don’t recall demanding that responsibility; I just assumed it and she didn’t complain I guess. It worked.
<O:p</O:p
<O:p</O:p
When I remarried after my divorce from my first wife (due to her repeated infidelity) we were both in our mid-thirty's and fairly well established. We were and still are very independent when it comes to our finances. We each owned our own home, our own debt, and had our own bank accounts. For us it just seemed natural to keep our accounts separate including our borrowing practices and we still do today after nearly 20 years. <O:p</O:p
<O:p</O:p
We keep track of the percentage of total family income each of us brings in and then balance our budget between us accordingly. This allows both of us our own share of responsibility based on our financial contribution and then leaves us each with our own share of spending money. What we do with that is for the most part our own business.

<O:p</O:pHonestly, though, I don’t know if we could share our accounts. I am far more responsible, finicky, and organized when it comes to finances and she is too carefree for my taste. I adamantly avoid credit in any way except for home mortgage, auto loans, or college education. I am so bad I won’t even open mail that has a credit card company name or logo on the envelope. I actually discarded a new bank account debit card once because it had the Master Card name on it. Cost me an extra $5.00 to get a new card. She on the other hand has no qualms about using credit cards or borrowing money. I am certain our differences would create strong challenges were we to share an account. That is not to say we don’t have some challenges now but they are usually minor and we are able to work them out. Our system works…most of the time.<O:p</O:p
<O:p</O:p
I don’t think it is necessarily a trust issue for us, although, I must be honest that if either of us would have a problem with trust it would more likely be me than her. I am the one that would have the most difficult time accepting her spending habits. Her carefree habits would infringe on my disciplined habits leaving me feel trapped whereas my habits would easily feed hers by freeing up more of our family income to spend frivolously.<O:p</O:p
 
My wife and I have had a joint account from day 1 and we always will.

If you don't trust your spouse completely then why marry them???
 
My wife and I have always had a joint account. When we got married it was agreed upon that what was mine was hers, and what was hers was hers. :) It’s worked out great like this for more than 31 years.:thumbsup
<O:p</O:p
Be blessed.<O:p</O:p

Toby <O:p</O:p
 
WIP said:
First, I'm not aware that "most" Christians feel this way. Is it really a Christian thing?<O:p</O:p
<O:p</O:p
I am currently married to my second wife. In my first marriage we shared a single bank account. She was less disciplined than me with our finances. I don't recall having any real issues with that, although for the most part I did most of the money managing in our home. I don’t recall demanding that responsibility; I just assumed it and she didn’t complain I guess. It worked.
<O:p</O:p
<O:p</O:p
When I remarried after my divorce from my first wife (due to her repeated infidelity) we were both in our mid-thirty's and fairly well established. We were and still are very independent when it comes to our finances. We each owned our own home, our own debt, and had our own bank accounts. For us it just seemed natural to keep our accounts separate including our borrowing practices and we still do today after nearly 20 years. <O:p</O:p
<O:p</O:p
We keep track of the percentage of total family income each of us brings in and then balance our budget between us accordingly. This allows both of us our own share of responsibility based on our financial contribution and then leaves us each with our own share of spending money. What we do with that is for the most part our own business.

<O:p</O:pHonestly, though, I don’t know if we could share our accounts. I am far more responsible, finicky, and organized when it comes to finances and she is too carefree for my taste. I adamantly avoid credit in any way except for home mortgage, auto loans, or college education. I am so bad I won’t even open mail that has a credit card company name or logo on the envelope. I actually discarded a new bank account debit card once because it had the Master Card name on it. Cost me an extra $5.00 to get a new card. She on the other hand has no qualms about using credit cards or borrowing money. I am certain our differences would create strong challenges were we to share an account. That is not to say we don’t have some challenges now but they are usually minor and we are able to work them out. Our system works…most of the time.<O:p</O:p
<O:p</O:p
I don’t think it is necessarily a trust issue for us, although, I must be honest that if either of us would have a problem with trust it would more likely be me than her. I am the one that would have the most difficult time accepting her spending habits. Her carefree habits would infringe on my disciplined habits leaving me feel trapped whereas my habits would easily feed hers by freeing up more of our family income to spend frivolously.<O:p</O:p
Click to expand...
Brilliant! Honest! Interesting! Faultless!
 
One of our pastors (or a member...can't remember exactly) mentioned this issue of having a joint account. He was encouraging us to practise it.

Trust me. I read all faces. What I saw was faces bitterly puckered into grimaces of: 'what is this guy talking about?:confused' or 'are we compelled by law:dunno?' or 'my volition - not yours:shrug'. To cut it short, majority were uncertain. It was a humorous atmosphere though.
 
There are more important things than money and if you can't trust your spouse with money, then how are you going to trust them on the more important things in a relationship?
 
Couples have thier own differences and difficulties - and understanding.


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WIP has such an interesting post. It is something written from a sincere heart. :thumbsup


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At the same time I want to justify the fact that our women naturally live a life of luxury. I think God made it that way. (God? Maybe...or naturally);)

No wonder why most accounts usually grow thinner and thinner per day. Women kind of spend more on women things, and men don't always find it funny. Men see it as unnecessary luxury and wastefulness. lol (And how about our guys with flamboyant cars, e.g pizza, Bolts etc ;) I pray they don't see this post).

A woman would fix her nails (brand new nails), make her hair (retouch it, perm it, fry it, bake it, roast it, boil it, coil it etc...and these involve money),... how about her makeup factory in her room? How about clothing, how about the toys our women apply on thier body?...

No wonder why when the baby comes... and if the sex is female the father trembles.

Do Indians love females more than males?;)

Luxury is for women. A man's duty is to watch them spend and get happy. A man should know about this before going into marriage? lol


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How much does a bottle of that drink cost, our men? Champagne;) duetsche wine, EMR :lol

The cost of your daily drink is about twice the cost of her daily makeup.


I think I should shut up before I go OT
 
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