Incorrect. What commentary claims that the "work of the believer" equals people? The work mentioned here is how the word is always understood; what the believer DID. Not the results of that work. You've made a very serious mistake.I explained this already. The work of the believer that gets burned up are the people they placed in the building and household of God who ended up being made up of material that could not withstand the fires of the coming Judgment and were lost. That worker has nothing to show for his labor, his work in the building and field of God. He himself will be saved--assuming he himself is made of that which will pass safety through the coming Judgment--but his work (1 Corinthians 9:1 NASB) will not.
The contrast between gold/silver/stones with wood/hay/stubble speaks of the believer's work in the power of the Spirit vs the believer's work on his own. The point is that even though the wood/hay/stubble will be burned up, the believer doesn't lose salvation. Reward is in view.
LOL. "plainly says". I keep asking for those verses, but none have been provided. It seems there is confusion over what Scripture actually SAYS vs what it MEANS. I'm sure you are convinced that the Scriptures MEAN that salvation can be lost, but there are NO verses that actually SAY that.Yes.....as long as you keep believing. Forever is conditional on continuing to believe to the very end of this age. This is what scripture plainly says.
Where is the refutation? In fact, I've used the whole counsel to refute your view; by showing that rewards can be lost, which you have mistaken for loss of salvation....but which I'm showing is easily refuted by knowledge of the full counsel of scripture.