Since you're apparently obsessed with having the last word, I will make this my final post on this thread, and you may then add your obligatory Last Word, to which I promise not to add a jot or tittle.
1. My original post did not even mention the Timothy Funds. I specifically did not mention them because I didn't want to give them the publicity. My flippant statement, "Ergo, God supposedly smiles upon your shekels if you place them with these funds" was, therefore, not represented as a promise of the Timothy Funds (or Dan Celia).
My flippant statement was my characterization -
entirely accurate, I believe - of what all those who promote "Biblically responsible investing" implicitly promise: By investing in their version of a "Biblically responsible" manner, you will demonstrate that you are a more faithful Christian than those who do not invest in a "Biblically responsible" manner, and God will be happier with you than with those who don't.
I was not suggesting they promise that God will bless you with a higher interest rate. This would violate SEC rules and be a pretty shaky promise anyway since the "Biblically responsible" funds are typically just average performers.
You introduced the Timothy Funds into the thread. If you are such a fan, provide your "evidence" that my generalization is not accurate.
My position is that "Biblically responsible investing" is just a shtick, a way for a certain species of financial planner and a certain species of investment house to tap into the lucrative Christian market. There is no such thing as "Biblically responsible investing" - and if there were, it would be a poor way to invest because a truly Biblically responsible company would be likely to go bankrupt in six months.
There will always be gullible Christians who fall for a shtick such as this. They feel better about themselves, and folks like Dan Celia and Timothy Funds get rich. This might be harmless if the "Biblically responsible" funds were consistently top performers, as they might be if they were actually blessed by God, but they aren't.
My larger point, that you seem to miss. was effectively made in a blog that I happened upon. The author was making the point that, at that time, Kennametal was one of Timothy Funds' top ten investments. He wrote:
Kennametal produces a variety of tungsten alloy and tungsten carbide armor piercing penetrators for the U.S. Government and prime contractors. The penetrators are utilized in small and medium caliber ammunition. The fund is upset about pretend violence in a video game and one of their top ten investments is in a company making real bullets. You can't make this stuff up. I guess it is OK to support a company which enables the killing of real people, but it would be morally reprehensible to support a company which enables the killing of animated people.
2. Dan Celia does indeed tell callers that his stock picks are geared to those with an 8-10 year time horizon. (This is particularly effective with callers who complain, "I bought those stocks you recommended two years ago, and they're now down 48%.") Timothy Funds has such funds. It also has short-term funds and everything in-between. Dan pushes all callers who do not wish to manage their own investments toward Timothy Funds, on the theory that they will be "good stewards" of the money with which God has "blessed" them if they engage in "Biblically responsible investing," which is "pleasing to God."
You can LOLOLOLOL all you want, but there is a clear suggestion that God and one's financial well-being are entwined in a way that I, at least, believe is antithetical to the real Christian message. It's frankly impossible for me to believe that one can have a genuine Christian faith and still be as obsessed with money as Dan Celia and many of his callers are. To hearken back to my post #59, I believe that Money is the real God of these folks' world. This is typical of American Christianity, where Jesus' actual message is perverted into the Capitalist Manifesto (not to mention the entire right-wing political agenda) and being a Christian requires little more than Living the Way I Want to Live Anyway (as long as I pay lip service to Christian values through things like "Biblically responsible investing").
Who had any idea the "Business Discussions & Plugs" forum, which I did not realize until now even existed, could be so ... er ... entertaining?