who is saved in this life?
"These things have I written unto you that believe on the name of the Son of God; that ye may KNOW that ye HAVE eternal life, and that ye may believe on the name of the Son of God". (1 John 5:13)
"But after that the kindness and love of God our Saviour toward man appeared,
Not by works of righteousness which we have done, but according to his mercy he SAVED us, by the washing of regeneration, and renewing of the Holy Ghost;
Which he shed on us abundantly through Jesus Christ our Saviour;
That being JUSTIFIED BY HIS GRACE, we should be made heirs according to the hope of eternal life". (TITUS 3:4-7)
"Verily, verily, I say unto you, He that heareth my word, and believeth on him that sent me, HATH everlasting life, and shall not come into condemnation; but IS passed from death unto life". (John 5:24)
"Beloved, NOW are we the sons of God, and it doth not yet appear what we SHALL be: but we know that, when he SHALL appear, we SHALL be like him; for we SHALL see him as he is". (1 John 3:2)
These, and many other scriptures teach us that we HAVE eternal life and ARE SAVED if we truly accept Jesus Christ as our Lord and Savior and are Born Again. We can KNOW we HAVE eternal life, and that we ARE sons of God right now. Eternal life starts in this life--you are SAVED (See Titus 3:4-7 above)--past tense--in this life.
Contrary to the first post in this thread which seems to say that Christians think they are SAVED and do nothing more. That is SO FAR FROM THE TRUTH. Any truly born-again person in no way believes they are "saved" and can live any way they want to live, and don't need to do "anything" more. True---we are not saved by works---but if you are a new creation in Christ your desire is to flee from sin and grow in Christ. Only a phony Christian would believe that they can say a prayer and keep living the way they used to. That's hogwash---and so many who believe in "works salvation" use that line of thought. Or if someone believes in Eternal Security they will say "oh, you believe you are saved forever and can therefore sin up a storm with no consequences".
That is SO UNTRUE. A truly born-again Christian desires not to sin. Only the false Christian believes they can go on living the way they used to and enter the Kingdom of Heaven. A truly born-again believer will be led by the Spirit to live godly lives:
"For the grace of God that bringeth salvation hath appeared to all men,
Teaching us that, denying ungodliness and worldly lusts, we should live soberly, righteously, and godly, in this present world.." (Titus 2: 11,12)
Only a false brother would think he can pray a prayer and live like hell. Yet many teach that if you believe you are "saved" and "have eternal life" that you will live in an ungodly manner. On the contrary---because you are "saved" you are filled with gratefulness to God for His grace, and yearn to live in a way that pleases Him.