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wages are slipping :-(

Yes, I understand and agree with that.
When you look at the stock market, it always rises. It HAS to rise. I believe inflation is a mechanism that insures it rises.

Bankers decided to centrally plan the stock market. In Japan they do it directly by purchasing stocks with newly created money. In the USA they do it by encouraging oodles of money to be "lent" to corporations for stock repurchases, hedge funds for speculation, and such. 40% of companies are basically zombies, being subsidized by the printing press.

Bloomberg via Mish said:
Some 40% of public stocks quoted in the U.S. have negative tangible book value, meaning that their tangible assets aren’t worth enough to repay all their debt. Two decades ago, this was only true of 15% of companies...

The rich get richer with inflation, and the common person goes backward. The Gini Coefficient is to the moon.
 
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Commercial fishing is regulated specifically to protect it from your train of thought. You said, "Snapper is like up to $40 a kilo when fish is on everyones back door. The ocean is right there." That's the attitude that can result in extinction of species.

People get brainwashed to stand up for the big wealthy corporations and don't even know they are doing it.

My fishing buddy set his net and got a big haul and put it on Facebook giving the catch away for free and some nazi had a cry and complained and we were chilling at his house and next minute the ministry of fisheries come knocking on the door asking questions. Who cares he's just giving fish away for free to people in need so it don't go to waste.

It's like someone who don't even know how to fish and catches one and its undersize and they want to keep it and eat it, I don't see them as a criminal, they don't go fishing often, they just caught themselves a fish and man gotta eat.

I mean if your a commercial fisherman and keep a 27cm snapper your a good member of society, if your a regular Joe and keep a 27cm snapper your a criminal.

When it comes to recreational fishing most people are really septic about the rules. Anyone keeps a undersize fish or does something wrong they have a cry and complain. Meanwhile big corporations making millions.
 
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They can afford better lobbyists than regular Joe can.

I just find it amazing how the recreational fisher is so septic about another recreational fisher and there catch while the big dogs are laughing and creaming it. Recs all keeping an eye on each other over the rules and snitching on each other rather than looking at the big picture.

I once wanted to start making short YouTube videos about double standards in general. Like a commercial boat goes past with there legal quota and waves a 25cm snapper and the authorities wave back, then a rec fisher goes past with there legal quota and shows a 29cm snapper even bigger and gets pulled over by authorities and recieve a penalty for undersize catch.

How crooked is that, 5cm growth difference so the commercials can clean up for big companies. That's nearly two inch difference and that's huge if you think about it. It takes time for snapper to grow two inches, im not sure the time frame but it could be a year or more who knows.

Commercial legal size = 25cm
Recreational legal size= 30cm

What people had to release by law a commercial was allowed to scoop up and sell it to big corporations who just sold it to the public at high prices. And I'm not picking on the commercials, I'm just explaining the regulations.

By law everyone should be under the same rules and regulations. There should be no double standards.
 
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Retirement funds im not a fan of. Choose your scheme and invest it in banks or insurance for example so they can make cash from your cash for the next many years as inflation grows while you can get management fees for giving them your cash, and I don't even know if you get any interest.

When I retire I don't want to live off cat food.
 
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Retirement funds im not a fan of. Choose your scheme and invest it in banks or insurance for example so they can make cash from your cash for the next many years as inflation grows while you can get management fees for giving them your cash, and I don't even know if you get any interest.

When I retire I don't want to live off cat food.

Youngsters usually do best putting their retirement funds in an inexpensive 60/40 index fund. Unless they are adept at being a landlord, then they do well buying and managing rental real estate.
 
Publix is more costly but the riff raff typical to Wal-Mart isn't and the quality of fruits,meats much better .
That's another way to compete. Quality can keep customers even when prices are higher but not always. People don't always feel the price for quality is worth it.
 
If people were allowed to catch and sell there quota of fish I don't think too much would change. A few already recrtional fishers might be out fishing more using it as a income, but that's about it. That's what quotas are for, to sustain the industry. Instead of a few vessels taking tonnes to sell, everyone has a fair share and its divided fairly.
Yes, but quotas are determined based on current conditions not on the potential harvest. If more people begin to take their quota than current data shows, the quota would have to be adjusted accordingly or the fishery will suffer.
 
My fishing buddy set his net and got a big haul and put it on Facebook giving the catch away for free and some nazi had a cry and complained and we were chilling at his house and next minute the ministry of fisheries come knocking on the door asking questions. Who cares he's just giving fish away for free to people in need so it don't go to waste.
Imagine what would happen if more people did this? I'll give you an example of what can happen.

Here in Minnesota we price our walleye fisheries, spending untold amounts of money studying, stocking, and habitat restructuring just for the sake of the walleye. One of the largest lakes in our state is called Mille Lacs Lake. It measures about 14mi or 22.5 km across and 16.5mi or 26.5 km long. Mille Lacs has a history for being our premier walleye factory but in recent years we have not been able to fish or harvest walleyes from this lake. Driving past it is impossible to see the opposite shoreline and one can hardly believe that we could possibly overfish the lake when the regulations limit the catch to 4 per person. What depleted the walleye so fast? A combination of things including heavy fishing pressure due to the lake's popularity, native American netting which is allowed by 19th century treaties, people taking more than their limit, people filling their limits more than once per day (this is illegal but nearly impossible to catch), and some native Americans violating their netting laws and taking more fish than allowed, and they are legally able to sell their catch by the way while the rest of us are not.

The same problem has occurred to the Upper Red Lake in Northwestern MN, measuring approximately 10mi (16km) wide and 24mi (38km) long which is also a known walleye heaven. It should be noted that only about 1/3 of Upper Red Lake is open to non-tribal fishing because the remainder resides on tribal lands.

We have had similar situations on a few other popular walleye lakes. We overfish the lakes but we are unwilling to adjust our fishing accordingly but instead expect our government to solve the problem. I can give an example of this too.

My home lake here is Lake Osakis, located about 1 mile from my home. It has a history of being a great walleye fishery and has been defined as the mother walleye lake for this area because it was once the primary source for the DNR (Department of Natural Resources) for milking the walleye spawn to stock other lakes throughout the state. The fishery began to suffer and finally around 1994 or so, (I don't recall exactly when) the DNR decided to implement an experimental limit change in an attempt to improve the fishery that was to last for a 7-year period. We could only harvest walleyes in excess of 15" and all others must be returned immediately. We also have a statewide size restriction the permits only one walleye over 20" may be kept. The daily limit for walleye on Osakis is 6.

Shortly before the 7-year period was up, the DNR hosted a town meeting in Osakis to gather public opinion and share the data that was gathered. They explained that the intent of the test limit was to improve the size structure of the walleyes because previous data showed the numbers of walleyes over 15" - 16" was dropping off rapidly and improve fish numbers overall and for lakes of this size and structure, it was believed that walleyes reaching 15" should be mature enough to have spawned at least once or more. Well, the data showed almost no change in the walleye size structure and in fact, the numbers of larger fish continued to drop.

When they studied the lake's walleye more closely they learned that walleyes in Osakis grow at a much faster rate than expected for this type of lake and as a result most 15" walleyes had not yet reached maturity.

When the public was asked for suggestions for change there were a few well thought-out ideas presented such as lowering the limit from 6 down to some other number or increasing the minimum size limit to make sure the fish had opportunity to spawn before being harvested and so on.

What really surprised me was the most vocal group against any change was the Osakis Resort Owner's Association. They felt change the limit in any way would cause loss of business despite the fact that a depleting fishery would surely be to that same end.
 
Yes, but quotas are determined based on current conditions not on the potential harvest. If more people begin to take their quota than current data shows, the quota would have to be adjusted accordingly or the fishery will suffer.

I doubt anything would change much, it just means the quotas would be open. Not one rule for you and another rule for them.

If I wanted to buy from a vessel and sell it on I just need a fish recievers licence, that's quite expensive would need to profit a lot just to cover that, and have to do a lot of paper work, but if I wanted to do the whole process myself, like go out myself and catch and sell it's just phenomenal costs. Specific registered vessel, multiple licences, and purchasing quota. As well as all the masses of paper work and fees.

Most people here know I love fishing and I would like to work for myself, but I will never be able to do what I want to do in life because of the barriers and costs.
 
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That's because your responsible, and know how to manage "your" finances. Our oldest son was a banker in the late 90, early 2000 so I know how they try and exploit those ignorant of their finances, especially under the guise of "building credit"
A very large national bank called my elderly mother-in-law and convinced her to accept automatic withdrawals for a redundant service for her account she absolutely did not need. My wife had heck convincing her mother she did not need the service and more grief getting the charges removed. Yes they prey on people in different ways.
 
A very large national bank called my elderly mother-in-law and convinced her to accept automatic withdrawals for a redundant service for her account she absolutely did not need. My wife had heck convincing her mother she did not need the service and more grief getting the charges removed. Yes they prey on people in different ways.
It happens more than most people realize.
 
I doubt anything would change much, it just means the quotas would be open. Not one rule for you and another rule for them.

If I wanted to buy from a vessel and sell it on I just need a fish recievers licence, that's quite expensive would need to profit a lot just to cover that, and have to do a lot of paper work, but if I wanted to do the whole process myself, like go out myself and catch and sell it's just phenomenal costs. Specific registered vessel, multiple licences, and purchasing quota. As well as all the masses of paper work and fees.

Most people here know I love fishing and I would like to work for myself, but I will never be able to do what I want to do in life because of the barriers and costs.
Maybe you need to start at the bottom and work your way up. Instead of expecting to be able to be the captain of your own fishing vessel, a more sensible and realistic approach might be to work to get yourself on an existing crew and with hard work, diligence, dedication, and committed pursuit in time perhaps you could eventually manage or own your own vessel.

That's how most of us earn our way that corporate ladder.

I'll share my history as an example. When I graduated high school I entered college with a plan to earn a music teaching degree and become a high school band director. After one year, the prospect of a large debt among other things became too much burden and during the first summer break I managed to pick up a job at a local iron mining company that paid rather well so I dropped out of college.

Four years later, in 1982 when a major depression hit the area, I was among 1/3 of the workforce that was laid off. I struggled to find a job for about a year, eventually accepting a minimum wage position at a local lumber yard loading vehicles that paid less than half what I was earning in the mine with no other benefits but it was a job.

A few months later I contacted a former logging employer of mine and he had a position that would pay a little better so I quit the lumber yard and went back into the logging industry and over the next couple years worked my way up to skidder operator and then shear operator.

During that same time I was married to my first wife and she had purchased a hand-operated knitting machine and tying that with her artistic ability she began designing and selling hand-made sweaters and other items incorporating her artistic designs. I began to help her by managing inventory, production, and shipping the products while she managed the books and sales. We were a 2-person team working out of our home but, long story short, we quickly built the business up to three machines and three additional employees. Unfortunately, my wife began to see greener pastures outside our marriage and we divorced. The business was lost as I was not prepared nor talented enough to keep it running myself.

I was back to barely scratching a living and decided to explore the possibility of returning to school. Our state provided funding to help people retrain and combined with part-time jobs I managed to attend a local Vocational Technical Institute in a program called, "Automated Systems Maintenance." It was a 2-year program geared toward maintaining industrial machinery and touched on many areas including, hard-wired electrical systems maintenance and troubleshooting, conduit layout and installation, wire sizing and over-current protection, electrical sensors and actuators, board level electronics, instrumentation and control, programmable logic controller programming, variable speed motor controls, pneumatic/hydraulic controls, sensors, and actuators, CNC programming and operation, understanding and applying various electrical codes, and technical writing.

This was obviously scratching the surface of these things over two years but it gave me a door opening when my company came to interview for potential new employees and I was hired. I began at an entry level electrical installer position on our production floor where I applied most of my technical training. When I was hired I made it known that my goal was to eventually be able to move up to field service technician to install, troubleshoot, and install modifications to machinery in the field and after two years an opportunity arose.

I later was offered an opportunity to fill our company's first opening for a field service advisor to assist our field technicians and customers over the phone with my electrical and programming skills.

As time went on, I was partly instrumental in defining a need to expand our technical services to include electrical design for field modifications and upgrades. With my help we acquired a CAD system and I began incorporating that work along with my advisory position, which opened the door to expand our advisory staff. Eventually, it was decided that electrical design needed to be separated from advisory and I was offered the first choice so I accepted the first position of field service electrical designer, which I held for about 10 years until I took the next step to field service project engineer where I wrote up the proposals for field modifications.

When I left the company, our aftermarket modifications and design generated about $10M worth of business annually for our company and provides a huge benefit for our customers, allowing them to modify they existing equipment for new products and services they can provide. I had heard on more than one occasion that our aftermarket services plays a primary role in repeat business for our company.

I wasn't offered all of these opportunities just because. I earned all of them with hard work, dedication to our company and our customers, and a willingness to go the extra mile even when at times I felt I was taken advantage of. I often took the initiative to learn new things and keep up to date with growing technology, which is not easy when it comes to electrical motor controls. By the time I left the company I was working with servo motor controls and robotics controls that weren't even in existence when I started.
 
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