joe you speak of santification. our slow change to be more like him. that is we are forgiven at the cross then saved from the power of sin. and saved bodily when returns
that is a process, jesus saved us and is saving us and will save us. yes he said this we are one , i in you and you and i.
Yes.
Here is an analogy that I think may be helpful...
Imagine us as a beaker of black liquid. We are full of evil and have nothing morally good within us that would warrant or merit salvation. Christ would be represented by a jug of white liquid, ready to be poured into the beaker. However, our beaker is full.
So we must remove part of the black fluid from our beaker. If we have a particular fault, say, arrogance or pride, we must pour out a bit of that. We must call upon the Lord to fill us with Himself. He pours some of Himself (the Spirit of God) and the mixture of the black and white changes us. Not as black as before. We still have other issues. Other faults. Perhaps we have a tendency to steal little things from work. Pour out some more of ourselves and pour some more of the Spirit in.
Love is poured into us and we are being MADE pure. There is no need to think of Christ as a "legal covering". That is not salvation, that is a legal status that still leaves us terribly wounded and with the propensity to be selfish and self-centerred.
As you said, Jason, it is a process. For the majority of us, it will not be "completed" upon our death - and God will have to finish the process to completely purify us.
Regards