...the natural man can respond to the fact that Christ died for His sins and that he must repent and be converted and receive Christ as Lord and Savior.
1Co 1:21 For since, in the wisdom of God, the world did not know God through wisdom, it pleased God through the folly of what we preach to save those who believe.
1Co 1:22 For Jews demand signs and Greeks seek wisdom,
1Co 1:23 but we preach Christ crucified, a stumbling block to Jews and folly to Gentiles,
1Co 1:24 but to those who are called, both Jews and Greeks, Christ the power of God and the wisdom of God.
Mat 16:17 And Jesus answered him, "Blessed are you, Simon Bar-Jonah! For flesh and blood has not revealed this to you, but my Father who is in heaven.
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Regeneration cannot possibly precede faith....
But after that the kindness and love of God our Saviour toward man appeared, Not by works of righteousness which we have done, but according to his mercy he saved us, by the washing of regeneration, and renewing of the Holy Ghost; Which he shed on us abundantly through Jesus Christ our Saviour; That being justified by his grace, we should be made heirs according to the hope of eternal life. (Titus 3:4-7).
Exactly!
Tit 3:3 For we ourselves were once foolish, disobedient, led astray, slaves to various passions and pleasures, passing our days in malice and envy, hated by others and hating one another.
Tit 3:4 But when the goodness and loving kindness of God our Savior appeared,
Tit 3:5 he saved us, not because of works done by us in righteousness, but according to his own mercy, by the washing of regeneration and renewal of the Holy Spirit,
Tit 3:6 whom he poured out on us richly through Jesus Christ our Savior,
Tit 3:7 so that being justified by his grace we might become heirs according to the hope of eternal life.