Yes, Paul includes grace! I've been saying this all along. A person is justified by faith in the grace of God's forgiveness...apart from works!
Maybe this would help
Redemption, Justification, Sanctification, and Salvation!
Redemption: 100 percent the work of God, thru the life, death, resurrection, and ascension of Jesus Christ! All mankind are redeemed in Christ! Eph 2
Galatians 2:16 3:13
Christ hath redeemed us from the curse of the law...
Christ alone accomplished the redemption of mankind apart from any works on our part!
(Redemption is not Salvation)
Rom 5:10 For if, when we were enemies, we were reconciled to God by the death of his Son, much more, being reconciled, we shall be saved by his life.
Justification: our acceptance of redemption thru faith and baptism! Become a disciple and member of Christ and His Church! Jn 3:5 acts 2:38 Mk 16:16 He who believes and is baptized shall be saved. 1 Corinthians 12:13 For by one Spirit are we all baptized into one body, whether we be Jews or Gentiles, whether we be bond or free; and have been all made to drink into one Spirit. Galatians 3:27
For as many of you as have been baptized into Christ have put on Christ.
Sanctification: the life of grace applied to our souls in the sacraments, prayer, virtue and good works, the just living by faith, and faith working thru love! Phil 1:29 called to suffer with Christ.
All done in Christ thru His grace! Jn 15:5 I am the vine, ye are the branches: He that abideth in me, and I in him, the same bringeth forth much fruit: for without me ye can do nothing.
Salvation: a christian in the state if grace at the moment of death we enter into the salvation of the Lord! Mt 24:44-47 faithful servant! Jn 15:1-5 abide in me. Mt 24:13 But he that shall endure unto the end, the same shall be saved.
Heb 3:14 For we are made partakers of Christ, if we hold the beginning of our confidence stedfast unto the end;
Heb 6:11 And we desire that every one of you do shew the same diligence to the full assurance of hope unto the end:
Heb 4:14 For we are made partakers of Christ, if we hold the beginning of our confidence stedfast unto the end;
Rom 13:11 ...for now is our salvation nearer than when we believed.
Suffering required for glorification with Christ!
Romans 8:17
And if children, then heirs; heirs of God, and joint-heirs with Christ; if so be that we suffer with him, that we may be also glorified together.
2 Timothy 2:12
If we suffer, we shall also reign with him: if we deny him, he also will deny us:
Justification and salvation are not the same rom 5:9 Much more then, being now justified by his blood, we shall be saved from wrath through him.