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Do you believe that the insurance should charge more for being unhealthy ?

I don't think the private insurance model works very well for health care. The risk groups don't usually have enough members to make them viable in the long run. They tend to spiral into oblivion, with those who can pass underwriting moving to a new policy every few years. Anyone who gets sick is trapped in the spiraling group.

The rest of the world has chosen something else. No tricky legal language. Everyone is in the risk group, so it is stable over many decades. They are motivated to keep favors to lobbyists reasonable, since they have to pay for those favors. Thus keeping regulatory capture reasonable.
 
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Congratulations New Zealand.

Not really when they don't have good competition. It was obvious Canada was going to get completely smashed. It's not really congratulations when a top class team plays a weak team and wins. Maybe congratulations Canada for giving it a go.
 
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What do you think a person needs to do before they are worthy of being provided with basic human needs?

For some they need to stop sending there kids to school with no shoes and food while they sit at home all day on welfare drinking and smoking.
 
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For some they need to stop sending there kids to school with no shoes and food while they sit at home all day on welfare drinking and smoking crying the cost of living is so expensive.
Well if they are living at home they are not homeless. We were talking about meeting the homeless basic human needs of clothing, food etc.

I'm 39, single, and have no kids. Why should I work hard and pay to raise other people's children?
Then don't. But realize this thinking is the problem in our society. Would you take away help from people who need it because of some immoral people that abuse it? Lets come together and solve problems is instead of stereotyping and dismissing them.
 
Hey guys, just like I predicted last night there will be no news today. So have a wonderful rest of the day today and I will be headed back over to the virtual spooktactular Halloween party later on today. :biggrin2
 
My guess is a big score to Ireland. Russia will get smashed. I'm going to guess 40-3 to Ireland.

Close, but not close enough. I seem to be guessing ok, but no exact score yet. I would have probably gone something like 50-0 the NZ game, but was 63-0.

The Ireland vs Russia game.
My guess 40-3
Correct score 35-0

The France vs USA game.
My guess 38-6
Correct score 33-9

Let's see if I can get tonight's game. I have to see who's playing.
 
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Not going too bad on my prediction. But not looking the best either. Will have to see how the second plays out.

Half time

17-3

My prediction full time

28-7
 
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Hey guys, there will be no news again today. So I hope you have a wonderful weekend and God bless you all. :biggrin Also don't forget that I will be hanging around my virtual spooktactular Halloween party for the most part so go ahead and join the fun if you haven't already. :yes
 
I don't think the private insurance model works very well for health care. The risk groups don't usually have enough members to make them viable in the long run. They tend to spiral into oblivion, with those who can pass underwriting moving to a new policy every few years. Anyone who gets sick is trapped in the spiraling group.

The rest of the world has chosen something else. No tricky legal language. Everyone is in the risk group, so it is stable over many decades. They are motivated to keep favors to lobbyists reasonable, since they have to pay for those favors. Thus keeping regulatory capture reasonable.
Actually the opposite,the UK takes your property for nursing home care to pay on top,of high,taxation .
 
For some they need to stop sending there kids to school with no shoes and food while they sit at home all day on welfare drinking and smoking.
I have seen that .power off at house ,and smelling pot so bad that I,had to,cough and eyes irritated .
 
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