Confession time. My ideas about the "final salvation by works" are based on the work of English theologian NT Wright. Here is something he wrote on this issue. I know its a little long, and Wright uses some complex language, but I beg your indulgence (I added bolding):
The third point is remarkably controversial, seeing how well founded it is at several points in Paul. Indeed, listening to yesterday’s papers, it seems that there has been a massive conspiracy of silence on something which was quite clear for Paul (as indeed for Jesus). Paul, in company with mainstream second-Temple Judaism, affirms that God’s final judgment will be in accordance with the entirety of a life led – in accordance, in other words, with works. He says this clearly and unambiguously in Romans 14.10–12 and 2 Corinthians 5.10. He affirms it in that terrifying passage about church-builders in 1 Corinthians 3. But the main passage in question is of course Romans 2.1–16.
This passage has often been read differently. We heard yesterday that Augustine had problems with it (perhaps the only thing in common between Augustine and E. P. Sanders). That is hardly surprising; here is the first statement about justification in Romans, and lo and behold it affirms justification according to works! The doers of the law, he says, will be justified (2.13). Shock, horror; Paul cannot (so many have thought) have really meant it. So the passage has been treated as a hypothetical position which Paul then undermines by showing that nobody can actually achieve it; or, by Sanders for instance, as a piece of unassimilated Jewish preaching which Paul allows to stand even though it conflicts with other things he says. But all such theories are undermined by exegesis itself, not least by observing the many small but significant threads that stitch Romans 2 into the fabric of the letter as a whole. Paul means what he says. Granted, he redefines what ‘doing the law’ really means; he does this in chapter 8, and again in chapter 10, with a codicil in chapter 13. But he makes the point most compactly in Philippians 1.6: he who began a good work in you will bring it to completion on the day of Christ Jesus. The ‘works’ in accordance with which the Christian will be vindicated on the last day are not the unaided works of the self-help moralist. Nor are they the performance of the ethnically distinctive Jewish boundary-markers (sabbath, food-laws and circumcision). They are the things which show, rather, that one is in Christ; the things which are produced in one’s life as a result of the Spirit’s indwelling and operation. In this way, Romans 8.1–17 provides the real answer to Romans 2.1–16. Why is there now ‘no condemnation’? Because, on the one hand, God has condemned sin in the flesh of Christ (let no-one say, as some have done, that this theme is absent in my work; it was and remains central in my thinking and my spirituality); and, on the other hand, because the Spirit is at work to do, within believers, what the Law could not do – ultimately, to give life, but a life that begins in the present with the putting to death of the deeds of the body and the obedient submission to the leading of the Spirit.
I am fascinated by the way in which some of those most conscious of their reformation heritage shy away from Paul’s clear statements about future judgment according to works. It is not often enough remarked upon, for instance, that in the Thessalonian letters, and in Philippians, he looks ahead to the coming day of judgment and sees God’s favourable verdict not on the basis of the merits and death of Christ, not because like Lord Hailsham he simply casts himself on the mercy of the judge, but on the basis of his apostolic work. ‘What is our hope and joy and crown of boasting before our Lord Jesus Christ at his royal appearing? Is it not you? For you are our glory and our joy.’ (1 Thess. 3.19f.; cp. Phil. 2.16f.) I suspect that if you or I were to say such a thing, we could expect a swift rebuke of ‘nothing in my hand I bring, simply to thy cross I cling’. The fact that Paul does not feel obliged at every point to say this shows, I think, that he is not as concerned as we are about the danger of speaking of the things he himself has done – though sometimes, to be sure, he adds a rider, which proves my point, that it is not his own energy but that which God gives and inspires within him (1 Cor. 15.10; Col. 1.29). But he is still clear that the things he does in the present, by moral and physical effort, will count to his credit on the last day, precisely because they are the effective signs that the Spirit of the living Christ has been at work in him. We are embarrassed about saying this kind of thing; Paul clearly is not. What on earth can have happened to a sola scriptura theology that it should find itself forced to screen out such emphatic, indeed celebratory, statements?
The future verdict, when it is positive, can be denoted by the verb ‘justify’. This carries its full forensic sense, rooted in the ancient Jewish belief that the God of Israel, being the creator of the world and also the God of justice, would finally put the world to rights, in other words, that he would conduct a final Assize. On that day there will be ‘glory, honour, immortality and the life of the age to come’ for all who do right (Romans 2.7); in other words (verse 13) they will be justified, declared to be in the right. This ought to have highlighted long ago something which I believe has played too little part in discussions of Paul: justification by faith, to which I shall come in a moment, is the anticipation in the present of the justification which will occur in the future, and gains its meaning from that anticipation. What Augustine lacked, what Luther and Calvin lacked, what Regensburg lacked as a way of putting together the two things it tried to hold on to, was Paul’s eschatological perspective, filled out by the biblical fusion of covenantal and forensic categories. But before we get there I want to address a question which Paul seldom touches explicitly but about which we can reconstruct his thought quite accurately. This is just as well because it has played an important role in protestant discussions of soteriology and lies, I think, at the heart of today’s controversies about justification.
By the way, I hope this makes it clear that, perhaps like many of you, I more or less adhere to the "good works are evidence of the work of the Spirit, showing that you are destined for final salvation" position.