The "credit card" was on the table, but those eventually damned didn't want to use it.The ones Jesus died for, He shall bring them to Glory. Heb 2:9-10
9 But we see Jesus, who was made a little lower than the angels for the suffering of death, crowned with glory and honour; that he by the grace of God should taste death for every man.
10 For it became him, for whom are all things, and by whom are all things, in bringing many sons unto glory, to make the captain of their salvation perfect through sufferings.
Now the lost into perdition, He never tasted death for them. They were the goats of mankind !
Salvation is available to everyone.
It is up to us to want salvation in order to eventually be found in the book of life.