The reasons are of like force at all times. Therefore the exhortation must be general and perpetual, with always in respect of the love and affection to riches and in regard of the things themselves when any special service for the church or particular distress of our brother do call for the use of them; otherwise it is not only lawful but necessary to lay up as Joseph did to have ready upon such occasions, as the Lord (whose stewards we are of them) shall call for them from us. Christ gives us an instance of the first, when he sent his disciples for the donkey, and bids them answer the owner thus, "the Lord hath need of him." So when the Tabernacle was to be built, He sends to His people to call for their silver and gold, etc., and yields no other reason but that it was for His work. When Elisha comes to the widow of Sareptah and finds her preparing to make ready her pittance for herself and family, he bids her first provide for him, he challenges first God's part which she must first give before she must serve her own family. All these teach us that the Lord looks that when He is pleased to call for His right in any thing we have, our own interest we have must stand aside till His turn be served. For the other, we need look no further then to that of 1 John 3:17, "He who hath this world's goods and seeth his brother to need and shuts up his compassion from him, how dwelleth the love of God in him?" Which comes punctually to this conclusion: If thy brother be in want and thou canst help him, thou needst not make doubt of what thou shouldst do; if thou lovest God thou must help him.
Question: What rule must we observe in lending?
Answer: Thou must observe whether thy brother hath present or probable or possible means of repaying thee, if there be none of those, thou must give him according to his necessity, rather then lend him as he requires (requests). If he hath present means of repaying thee, thou art to look at him not as an act of mercy, but by way of commerce, wherein thou art to walk by the rule of justice; but if his means of repaying thee be only probable or possible, then he is an object of thy mercy, thou must lend him, though there be danger of losing it. (Deut. 15:7-8): "If any of thy brethren be poor ... thou shalt lend him sufficient." That men might not shift off this duty by the apparent hazard, He tells them that though the year of Jubilee were at hand (when he must remit it, if he were not able to repay it before), yet he must lend him, and that cheerfully. It may not grieve thee to give him, saith He. And because some might object, why so I should soon impoverish myself and my family, he adds, with all thy work, etc., for our Savior said (Matt. 5:42), "From him that would borrow of thee turn not away."
Question: What rule must we observe in forgiving (a debt)?
Answer: Whether thou didst lend by way of commerce or in mercy, if he hath nothing to pay thee, thou must forgive, (except in cause where thou hast a surety or a lawful pledge). Deut. 15:1-2 --- Every seventh year the creditor was to quit that which he lent to his brother if he were poor, as appears in verse 4. "Save when there shall be no poor with thee." In all these and like cases, Christ gives a general rule (Matt. 7:12), "Whatsoever ye would that men should do to you, do ye the same to them."
Question: What rule must we observe and walk by in cause of community of peril?
Answer: The same as before, but with more enlargement towards others and less respect towards ourselves and our own right. Hence it was that in the primitive Church they sold all, had all things in common, neither did any man say that which he possessed was his own. Likewise in their return out of the captivity, because the work was great for the restoring of the church and the danger of enemies was common to all, Nehemiah directs the Jews to liberality and readiness in remitting their debts to their brethren, and disposing liberally to such as wanted, and stand not upon their own dues which they might have demanded of them. Thus did some of our forefathers in times of persecution in England, and so did many of the faithful of other churches, whereof we keep an honorable remembrance of them; and it is to be observed that both in Scriptures and latter stories of the churches that such as have been most bountiful to the poor saints, especially in those extraordinary times and occasions, God hath left them highly commended to posterity, as Zaccheus, Cornelius, Dorcas, Bishop Hooper, the Cutler of Brussels and divers others. Observe again that the Scripture gives no caution to restrain any from being over liberal this way; but all men to the liberal and cheerful practice hereof by the sweeter promises; as to instance one for many (Isaiah 58:6-9) "Is not this the fast I have chosen to loose the bonds of wickedness, to take off the heavy burdens, to let the oppressed go free and to break every yoke ... to deal thy bread to the hungry and to bring the poor that wander into thy house, when thou seest the naked to cover them ... and then shall thy light brake forth as the morning and thy health shall grow speedily, thy righteousness shall go before God, and the glory of the Lord shalt embrace thee; then thou shall call and the Lord shall answer thee," etc. And from Ch. 2:10 (??) "If thou pour out thy soul to the hungry, then shall thy light spring out in darkness, and the Lord shall guide thee continually, and satisfy thy soul in draught, and make fat thy bones, thou shalt be like a watered garden, and they shalt be of thee that shall build the old waste places," etc. On the contrary most heavy curses are laid upon such as are straightened towards the Lord and his people (Judg. 5:23), "Curse ye Meroshe ... because they came not to help the Lord." He who shutteth his ears from hearing the cry of the poor, he shall cry and shall not be heard." (Matt. 25) "Go ye cursed into everlasting fire," etc. "I was hungry and ye fed me not." (2 Cor. 9:6) "He that soweth sparingly shall reap sparingly."
Having already set forth the practice of mercy according to the rule of God's law, it will be useful to lay open the grounds of it also, being the other part of the Commandment and that is the affection from which this exercise of mercy must arise, the Apostle tells us that this love is the fulfilling of the law, not that it is enough to love our brother and so no further; but in regard of the excellency of his parts giving any motion to the other as the soul to the body and the power it hath to set all the faculties at work in the outward exercise of this duty; as when we bid one make the clock strike, he doth not lay hand on the hammer, which is the immediate instrument of the sound, but sets on work the first mover or main wheel; knowing that will certainly produce the sound which he intends. So the way to draw men to the works of mercy, is not by force of Argument from the goodness or necessity of the work; for though this cause may enforce, a rational mind to some present act of mercy, as is frequent in experience, yet it cannot work such a habit in a soul, as shall make it prompt upon all occasions to produce the same effect, but by framing these affections of love in the heart which will as naturally bring forth the other, as any cause doth produce the effect.
The definition which the Scripture gives us of love is this: Love is the bond of perfection. First it is a bond or ligament. Secondly, it makes the work perfect. There is no body but consists of parts and that which knits these parts together, gives the body its perfection, because it makes each part so contiguous to others as thereby they do mutually participate with each other, both in strength and infirmity, in pleasure and pain. To instance in the most perfect of all bodies: Christ and his Church make one body. The several parts of this body considered a part before they were united, were as disproportionate and as much disordering as so many contrary qualities or elements, but when Christ comes, and by his spirit and love knits all these parts to himself and each to other, it is become the most perfect and best proportioned body in the world (Eph. 4:15-16). Christ, by whom all the body being knit together by every joint for the furniture thereof, according to the effectual power which is in the measure of every perfection of parts, a glorious body without spot or wrinkle; the ligaments hereof being Christ, or his love, for Christ is love (1 John 4:8). So this definition is right. Love is the bond of perfection.
From hence we may frame these conclusions:
First of all, true Christians are of one body in Christ (1 Cor. 12). Ye are the body of Christ and members of their part. All the parts of this body being thus united are made so contiguous in a special relation as they must needs partake of each other's strength and infirmity; joy and sorrow, weal and woe. If one member suffers, all suffer with it, if one be in honor, all rejoice with it.
Secondly, the ligaments of this body which knit together are love.
Thirdly, no body can be perfect which wants its proper ligament.
Fourthly, All the parts of this body being thus united are made so contiguous in a special relation as they must needs partake of each other’s strength and infirmity, joy and sorrow, weal and woe. (1 Cor. 12:26) If one member suffers, all suffer with it; if one be in honor, all rejoice with it.