Danus, I'm sure you know that I am a Lutheran, but I only say that if I am describing my denomination. That said, I don't consider myself a follower of Luther. I disagree with some of his teachings. So, I get why you are hesitant to be labeled a "Calvinist". My question to you is, do you disagree with anything Calvin taught on the topic? If so, what?
Not really, no. I hesitate to say even that because 1, I don't want anyone thinking I'm a pompous $$, and 2) think that I think I'm somehow superior in my theology...or "the Chosen" over someone else.
Calvin is not an easy pill to swallow, but he makes perfect sense to me. I'm completely comfortable with it. His theology fits with my understanding of my own salvation and relationship with God, and that's how I first identified with his teachings, years after I was born again, or converted.
I am a huge fan of Luther. Don't get me wrong. I'd far more rather read Luther.

than Calvin. Calvin puts me to sleep. That is why I don't think we will get past the usual stuff here. Calvin is a bore, he's heady, and bottom line, no one needs to understand Calvin to be saved.

what Calvin has to say is not essetial to understanding our relationship with God, but I would argue that Luther is more so than Calvin. Especialy when we consider what Luther was saying in contrast to the church in his time.
Both men are essentially saying that Salvation is not initiated by man, If we boil it down. Man does not choose to save himself. he either will be saved or he won't. Does God choose? Is it a cooperative effort between God and man? Both Luther and Calvin say NO, it is God and God alone, and until we understand that we are to question are salvation.
Yep, pretty bold statement.