I hear you.
The only reason I ask is, there is being “saved”; ie born again, or regenerated.
Then there is realizing or receiving the salvation of our soul, which occurs as an end result of our faith.
- receiving the end of your faith—the salvation of your souls. 1 Peter 1:9
The one is when we are regenerated and baptized into Christ by the Spirit. This is where we come to be “in Christ”, joined to Him, and one spirit with Him.
But he who is joined to the Lord is one spirit with Him.
1 Corinthians 6:17
Receiving the “salvation of our soul”, or “inheriting eternal life”, comes as we stand before our Lord on that Day, when each of us will be Judged according to our deeds.
God, who “will render to each one according to his deeds”:
eternal life to those who by patient continuance in doing good seek for glory, honor, and immortality; Romans 2:6-7
Being born again, “saved” has nothing to do with deeds or works of righteousness, but is given to us by faith which is to believing, (obeying) the Gospel, ie confessing with our mouth Jesus as Lord, and occurs at that moment, apart from baptism with water.
Paul says it this way -
But when the kindness and the love of God our Savior toward man appeared, not by works of righteousness which we have done, but according to His mercy
He saved us, through the washing of regeneration and renewing of the Holy Spirit, whom He poured out on us abundantly through Jesus Christ our Savior, that having been justified by His grace we should
become heirs according to the hope of eternal life.
Titus 3:4-7
When we are born again, regenerated, saved, we have become heirs according to
the hope of eternal life.
JLB