Yes Deb, you are right. The term "elect" represents all believers. It starts with those of whom God chooses before the foundation of the world. Actually, Jesus Christ is the first "Elect One" then, those chosen by God, then those who come to Christ thru the "General Call". All are considered "Elect."
Curious what you do with these texts, which seem to indicate conditional election in the OT.
“For you are a people holy to the LORD your God. The LORD your God has chosen you to be a people for his treasured possession, out of all the peoples who are on the face of the earth. It was not because you were more in number than any other people that the LORD set his love on you and chose you, for you were the fewest of all peoples,but it is because the LORD loves you and is keeping the oath that he swore to your fathers, that the LORD has brought you out with a mighty hand and redeemed you from the house of slavery, from the hand of Pharaoh king of Egypt. Deuteronomy 7:6-8 (ESV)
Notice, that they were chosen as a people (not individuals), because he was keeping an oath he swore to their fathers. This wasn't some hidden will regarding the election of Israel, but was on the basis of a Covenant made to Abraham who he chose as the Covenant Representative Head.
“And because you listen to these rules and keep and do them, the LORD your God will keep with you the covenant and the steadfast love that he swore to your fathers. Deuteronomy 7:12 (ESV)
God then gives the reason for his continued keeping of the Covenant and Love for them, which is "because you listen to these rules and keep and do them." Nothing could be further from unconditional election, and if this was something that God did "before the foundation of the world," then wouldn't these people be elect before the foundation of the world too? Yet, God said that he would keep his Covenant faithfulness towards these individuals, conditional on their obedience.
How do you view these verses?