You challenged me. I had a difficult time coming up with an explanation, which goes to show that maybe I hadn't given my response enough forethought. Here is what I have come up with. In simplest terms, the way I understand it...OK
To be understood, it would be very useful to state what you mean by the words; "religion", "belief" and "faith."
I find the word "religion" used in a positive sense in the NT by James.
Jas 1:26-27 If anyone among you thinks he is religious, and does not bridle his tongue but deceives his own heart, this one's religion is useless. Pure and undefiled religion before God and the Father is this: to visit orphans and widows in their trouble, and to keep oneself unspotted from the world.
Religion is the organization, rituals, traditions, and practices we employ in relation to and application of our spiritual beliefs.
Belief is what we understand as truth.
Faith is placing trust in what or whom we believe.
I'm sure there is much that I can learn about each of these.