Those you label "born-again (spiritually resurrected)" won't ever be found guilty of anything because they don't commit sin.
It is written..."Whosoever is born of God doth not commit sin; for his seed remaineth in him: and he cannot sin, because he is born of God." (
1 John 3:9)
The verse says "cannot" commit spiritual sin. It does not say "will not" nor "rather not" commit spiritual sin. It is because they had been begotten of God that they sin not spiritually: it is not of themselves.
They are resurrected, spiritually speaking, by having been saved/born-again. The unsaved remains dead spiritually, unless God had chosen them to be saved/born-again, by which, they become resurrected from spiritual death unto eternal life.
[Rom 6:13 KJV] 13 Neither yield ye your members [as] instruments of unrighteousness unto sin: but yield yourselves unto God, as those that
are alive from the dead, and your members [as] instruments of righteousness unto God.
"are": is present tense. This is the first resurrection. It is spiritual. They are thereby not in danger of the judgment
[1Jo 5:13 KJV] 13 These things have I written unto you that believe on the name of the Son of God; that ye may know that ye
have eternal life, and that ye may believe on the name of the Son of God."
"have": is present tense -- they were resurrected spiritually and thereby will never be in danger of the judgement and the second death
[Jhn 11:24, 26 KJV]
24 Martha saith unto him, I know that he shall rise again in the resurrection
at the last day (your point, I believe)
Jesus corrects her saying those alive physically that believe in Him already HAVE BEEN resurrected and therefore will never die nor face the judgment. Being made alive spiritually is the first resurrection - a resurrection from spiritual death.
26 And
whosoever liveth and believeth in me shall never die. Believest thou this?
[Heb 9:27 KJV] 27 And as it is appointed unto men
once to die, but after this the judgment:
Once spiritually alive (resurrected) from spiritual death in this life, they will never face judgment and the second death.
[Mat 22:32 KJV] 32 I am the God of Abraham, and the God of Isaac, and the God of Jacob?
God is not the God of the dead, but of the living.
[Rev 20:6 KJV] 6 Blessed and holy [is] he that hath
part in the first resurrection: on such
the second death hath no power, but they shall be priests of God and of Christ, and shall reign with him a thousand years.